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docs: README补充EasyPay安全提示和ZPay个人/企业额度说明

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2026-03-14 03:33:29 +08:00
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4
README.en.md
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@@ -116,7 +116,7 @@ ENABLED_PAYMENT_TYPES=alipay,wxpay
#### EasyPay (Alipay / WeChat Pay)
Any payment provider compatible with the **EasyPay protocol** can be used, such as [ZPay](https://z-pay.cn/?uid=23808) (`https://z-pay.cn/?uid=23808`) (this link contains the author's referral code — feel free to remove it).
Any payment provider compatible with the **EasyPay protocol** can be used, such as [ZPay](https://z-pay.cn/?uid=23808) (`https://z-pay.cn/?uid=23808`) (this link contains the author's referral code — feel free to remove it). ZPay supports **individual users** (no business license required) with a daily transaction limit of ¥10,000; users with a business license have no transaction limits.
<details>
<summary>ZPay Registration QR Code</summary>
@@ -126,6 +126,8 @@ Any payment provider compatible with the **EasyPay protocol** can be used, such
</details>
> **Disclaimer**: Please evaluate the security, reliability, and compliance of any third-party payment provider on your own. This project does not endorse or guarantee any specific provider.
>
> **⚠️ Security Warning**: When using third-party aggregated payment services, always choose providers where **funds are routed through official Alipay/WeChat Pay channels rather than third-party collection**, to avoid the risk of fund misappropriation.
| Variable | Description |
| --------------------- | ---------------------------------------------------------------- |

6
README.md
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@@ -109,7 +109,7 @@ PAYMENT_PROVIDERS=alipay,wxpay,stripe
PAYMENT_PROVIDERS=easypay
```
> **支付宝直连 / 微信支付直连**与**EasyPay**可以共存。直连渠道直接对接官方 API，资金直达商户账户，手续费更低；EasyPay 通过第三方聚合平台代收，接入门槛更低。
> **支付宝直连 / 微信支付直连**与**EasyPay**可以共存。直连渠道直接对接官方 API，资金直达商户账户，手续费更低；EasyPay 通过第三方聚合平台代收，接入门槛更低。使用 EasyPay 时请尽量选择资金直接走支付宝/微信官方渠道，而非第三方代收的、不经过第三方中转的服务商。
#### 支付宝直连
@@ -140,7 +140,7 @@ PAYMENT_PROVIDERS=easypay
#### EasyPay（支付宝 / 微信支付聚合）
支付提供商只需兼容**易支付（EasyPay）协议**即可接入，例如 [ZPay](https://z-pay.cn/?uid=23808)（`https://z-pay.cn/?uid=23808`）等平台（链接含本项目作者的邀请码，介意可去掉）。
支付提供商只需兼容**易支付（EasyPay）协议**即可接入，例如 [ZPay](https://z-pay.cn/?uid=23808)（`https://z-pay.cn/?uid=23808`）等平台（链接含本项目作者的邀请码，介意可去掉）。ZPay 支持**个人用户**（无营业执照）每日 1 万元以内交易；拥有营业执照则交易额度无限制。
<details>
<summary>ZPay 申请二维码</summary>
@@ -150,6 +150,8 @@ PAYMENT_PROVIDERS=easypay
</details>
> **注意**：支付渠道的安全性、稳定性及合规性请自行鉴别，本项目不对任何第三方支付服务商做担保或背书。
>
> **⚠️ 安全提示**：使用第三方聚合支付时，请尽量选择**资金直接走支付宝/微信官方渠道，而非第三方代收**的服务商，避免资金被卷款跑路。
| 变量 | 说明 |
| --------------------- | ------------------------------------------------------------- |