fix: 帮助内容改为服务端变量经 API 下发，运行时可配无需重新构建

src/app/api/user/route.ts

@@ -27,6 +27,8 @@ export async function GET(request: NextRequest) {
         maxAmount: env.MAX_RECHARGE_AMOUNT,
         maxDailyAmount: env.MAX_DAILY_RECHARGE_AMOUNT,
         methodLimits,
+        helpImageUrl: env.PAY_HELP_IMAGE_URL ?? null,
+        helpText: env.PAY_HELP_TEXT ?? null,
       },
     });
   } catch (error) {

src/app/pay/page.tsx

@@ -27,6 +27,8 @@ interface AppConfig {
   maxAmount: number;
   maxDailyAmount: number;
   methodLimits?: Record<string, MethodLimitInfo>;
+  helpImageUrl?: string | null;
+  helpText?: string | null;
 }
 
 function PayContent() {
@@ -64,8 +66,8 @@ function PayContent() {
   const effectiveUserId = resolvedUserId || userId;
   const isEmbedded = uiMode === 'embedded' && isIframeContext;
   const hasToken = token.length > 0;
-  const helpImageUrl = (process.env.NEXT_PUBLIC_PAY_HELP_IMAGE_URL || '').trim();
-  const helpText = (process.env.NEXT_PUBLIC_PAY_HELP_TEXT || '').trim();
+  const helpImageUrl = (config.helpImageUrl || '').trim();
+  const helpText = (config.helpText || '').trim();
   const hasHelpContent = Boolean(helpImageUrl || helpText);
 
   useEffect(() => {
@@ -87,6 +89,7 @@ function PayContent() {
   const loadUserAndOrders = async () => {
     if (!userId || Number.isNaN(userId) || userId <= 0) return;
 
+    setUserNotFound(false);
     try {
       // 始终获取服务端配置（不含隐私信息）
       const cfgRes = await fetch(`/api/user?user_id=${userId}`);
@@ -99,6 +102,8 @@ function PayContent() {
             maxAmount: cfgData.config.maxAmount ?? 1000,
             maxDailyAmount: cfgData.config.maxDailyAmount ?? 0,
             methodLimits: cfgData.config.methodLimits,
+            helpImageUrl: cfgData.config.helpImageUrl ?? null,
+            helpText: cfgData.config.helpText ?? null,
           });
         }
       } else if (cfgRes.status === 404) {

src/lib/config.ts

@@ -12,7 +12,13 @@ const envSchema = z.object({
   SUB2API_BASE_URL: z.string().url(),
   SUB2API_ADMIN_API_KEY: z.string().min(1),
 
-  // ── Easy-Pay (optional when only using Stripe) ──
+  // ── 支付服务商（显式声明启用哪些服务商，逗号分隔：easypay, stripe） ──
+  PAYMENT_PROVIDERS: z
+    .string()
+    .default('')
+    .transform((v) => v.split(',').map((s) => s.trim().toLowerCase()).filter(Boolean)),
+
+  // ── Easy-Pay（PAYMENT_PROVIDERS 含 easypay 时必填） ──
   EASY_PAY_PID: optionalTrimmedString,
   EASY_PAY_PKEY: optionalTrimmedString,
   EASY_PAY_API_BASE: optionalTrimmedString,
@@ -22,10 +28,13 @@ const envSchema = z.object({
   EASY_PAY_CID_ALIPAY: optionalTrimmedString,
   EASY_PAY_CID_WXPAY: optionalTrimmedString,
 
+  // ── Stripe（PAYMENT_PROVIDERS 含 stripe 时必填） ──
   STRIPE_SECRET_KEY: optionalTrimmedString,
   STRIPE_PUBLISHABLE_KEY: optionalTrimmedString,
   STRIPE_WEBHOOK_SECRET: optionalTrimmedString,
 
+  // ── 启用的支付渠道（在已配置服务商支持的渠道中选择） ──
+  // 易支付支持: alipay, wxpay；Stripe 支持: stripe
   ENABLED_PAYMENT_TYPES: z
     .string()
     .default('alipay,wxpay')
@@ -47,8 +56,8 @@ const envSchema = z.object({
   ADMIN_TOKEN: z.string().min(1),
 
   NEXT_PUBLIC_APP_URL: z.string().url(),
-  NEXT_PUBLIC_PAY_HELP_IMAGE_URL: optionalTrimmedString,
-  NEXT_PUBLIC_PAY_HELP_TEXT: optionalTrimmedString,
+  PAY_HELP_IMAGE_URL: optionalTrimmedString,
+  PAY_HELP_TEXT: optionalTrimmedString,
 });
 
 export type Env = z.infer<typeof envSchema>;

src/lib/payment/index.ts

@@ -19,10 +19,21 @@ let initialized = false;
 
 export function initPaymentProviders(): void {
   if (initialized) return;
-  paymentRegistry.register(new EasyPayProvider());
 
   const env = getEnv();
-  if (env.STRIPE_SECRET_KEY) {
+  const providers = env.PAYMENT_PROVIDERS;
+
+  if (providers.includes('easypay')) {
+    if (!env.EASY_PAY_PID || !env.EASY_PAY_PKEY) {
+      throw new Error('PAYMENT_PROVIDERS 含 easypay，但缺少 EASY_PAY_PID 或 EASY_PAY_PKEY');
+    }
+    paymentRegistry.register(new EasyPayProvider());
+  }
+
+  if (providers.includes('stripe')) {
+    if (!env.STRIPE_SECRET_KEY) {
+      throw new Error('PAYMENT_PROVIDERS 含 stripe，但缺少 STRIPE_SECRET_KEY');
+    }
     paymentRegistry.register(new StripeProvider());
   }